How To Bank Online

A complete guide to online banking

Bank of America Credit Cards

Bank of America offers multiple credit card options to its customers. They are divided into multiple categories based on their features.

  • Cash Reward Credit Cards

The Cash Reward Credit Card range by Bank of America offers multiple features related to cash back rewards for its customers. They have cash back rewards with a 100$ online exclusive cash rewards bonus offer. They offer 1% cash back on every purchase  The rewards for grocery stores are at 2%.

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While the rewards on gas purchase are at 3%. These rewards are on the first $1,500 purchase made per quarter. The purchases made in gas and grocery are counted for each quarter. Apart from that, with this credit card there is 0% Intro APR on purchases and balance transfers. There is no annual fee either. You also get a 10% customer bonus each time the cash back is redeemed into a Bank of America checking or savings account.

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Bank of America Credit Cards

  • Travel & Airline Rewards Credit Cards

Bank of America offers its customers Travel rewards with an online exclusive 20,000 bonus point’s offer. You can earn 1.5 points for every $1 that you spend on all purchases. You can earn unlimited points and the points have no expiry date. There is a 0% Intro APR on all purchases made. There is no annual fee charged and there is no fee for foreign transactions. If you are a Bank of America savings or checking accounts customer you can earn 10% customer points bonus on every purchase.

  • Lower Interest Rate Credit Cards

Bank of America is also offers a 0% Intro APR on balance transfers for 18 billing cycles. There is no annual fee. You can save on interest while transferring high rate balances. These cards have the lowest rate of interest among all other Bank of America credit cards.

  • Points Rewards Credit Cards

The Bank of America has two varieties. The Bass Pro Shops Outdoor Rewards credit card allows you to earn Outdoor Rewards® with every purchase and contribute to conservation at no additional cost. While the AAA Member Rewards credit card allows you to get more membership value and earn 3 AAA Member Rewards Points per $1 on all qualifying AAA and travel purchases.

  • Build or Rebuild Credit

The Bank of America Secured Credit Card helps establish, strengthen and rebuild your credit with reporting to the 3 major credit bureaus. The other three varieties of cards are meant for students. They can help students get cashback on things they purchase the most and also help them plan a successful future.

If you are a Preferred Rewards client, you can also increase the bonus to 25%-75% on Travel and Cash Back credit cards.